First-Time Home Buyers
Purchasing your first home is an exciting time, but it can be overwhelming too.
We’re here for you with expert advice and neighbourly tips. We’ll help you understand the real estate process, the types of mortgages and payment terms available, how to make an offer, your total costs, and we’ll help you find the right mortgage with a great rate. Get started on your home-buying journey with these tools and articles.
Mortgages basics
Check out this overview to learn more about mortgages and understand your options.
Payment terms
Learn about mortgage payment terms and options.
Required mortgage documents
Before you start house-hunting, come see us at ACU. We can pre-approve you for a mortgage, which can save you time and make the whole home buying process smoother.
Our handy checklist will ensure you have all of your paperwork in order for a smooth mortgage approval process.
Mortgage calculator
Use our mortgage calculator to see what home you can afford, and to estimate your monthly payments.
Featured advice and stories
RRSP vs. TFSA vs. FHSA: Breaking down the options for buying your first home
Variable vs. fixed rate mortgages: Everything you need to know
Helpful links