ACU - RRIF

How it works:

Consolidate your RRSP accounts when you’re ready to start using your money and convert to a RRIF.
Open your RRIF account anytime before the end of the year you turn 71.
Make your first withdrawal by December 31st of the year you turn 72.
Withdraw as much as you need from your RRIF annually (there’s a yearly minimum that must be taken).
Our ACU Advisors can help guide you through this process and provide advice on how much you may need to withdraw to supplement your other sources of retirement income.

Choose from a variety of investment options including savings accounts, guaranteed investment certificates (GICs), mutual funds* or other securities such as stocks*, bonds* and ETFs*.

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Finance basics: Making your money last in retirement with RRIFs

You’re nearing the end of your career. You’ve been a diligent saver by regularly contributing to your Registered Retirement Savings Plan (RRSP).

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Better living through investing: make your plan with ACU in partnership with Aviso Wealth

Saving for the future can be intimidating. In fact, more than half of Canadians say around $200 is the difference between making and missing their bill payments—a challenging problem partially caused and certainly compounded by rising inflation and interest rates.

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Wise ways to invest your money at different life stages

Life is full of surprises. While some life moments may not be meticulously planned, there are things such as your investment strategy that can be a little more predictable.

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.

Registered Retirement Income Fund (RRIF)

Just because you stop working, doesn't mean your money should

How it works:

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Finance basics: Making your money last in retirement with RRIFs

Better living through investing: make your plan with ACU in partnership with Aviso Wealth

Wise ways to invest your money at different life stages

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