Loading Your Experience
Join us and discover what money doing more is all about. 
Together let's be the difference. 

ACU membership

The world is changing, and so are you. You want to be part of something bigger. You want to make a difference. Join the 140,000 Manitobans who are doing that through their membership with ACU, where our values guide everything we do. Personal or business, let us help you plan and reach all your financial goals. Join us to experience all that's unique and good about ACU.

Deposit guaranteed 100% by the Deposit Guarantee Corporation of Manitoba.

To join as an individual member, click the buttons below.

It's a great time to plant roots with us!

When you join ACU, you become part of something special that does more for you, for our communities, and for our membership. We grow together. This is why ACU is once again, for the third consecutive year, donating $20,000 to Trees Winnipeg as part of our membership growth campaign as we invest in preserving our urban canopy and neighbourhood forests. We do this because we know the health and wellbeing of our environment matters to you and your banking choice is also a choice you make aligned with your values. 

Let's grow together.


For an organization or business membership, we'll need to see your documentation as prescribed by the Proceeds of Crime and Terrorist Financing Act (FINTRAC). Find out what you'll need in the list below.

In order to approve your application for membership we require (2) pieces of personal identification from among those listed in Part A (Primary ID) and Part B (Secondary ID). At least one piece of identification must be from Part A (Government issued photo ID). The identification you present to us must be original, current and valid (not expired). It is a good way to help us protect you and for us to get to know you better.

We may ask your permission to contact the issuer of any identification document in order to verify that document.

Part A — Acceptable Identification (at least one)

Government issued Photo ID — original, current and valid

  • Canadian passport
  • Foreign passport
  • Canadian driver's licence
  • Foreign driver's licence
  • Manitoba Enhanced Driver's Licence
  • Manitoba Identification Card
  • Manitoba Enhanced Identification Card
  • ID card issued by other province or territory
  • Permanent Resident card
  • Citizenship card (issued prior to 2012)
  • Secure Certificate of Indian Status issued by Government of Canada
  • NEXUS card
  • Free and Secure Trade (FAST) card
  • Civil Service Identification card
  • Corrections Conditional Release ID card
  • Fire Arms Possession and Acquisition License

Part B — Acceptable Identification

Acceptable secondary identification documents (only accepted with a piece of identification listed under Part A)

Issued by a Canadian government body — original, current and valid

  • Temporary driver's license (non-photo)
  • Citizenship certificate
  • Marriage certificate
  • Original Canadian Birth Certificate
  • Divorce documentation
  • Work, travel, student visa (immigration form IMM1442)
  • Corrections Conditional Release Letter
  • Canadian National Institute for the Blind (CNIB) client card bearing the individual's photograph and signature
  • CPP statement
  • Property tax assessment issued by a city or municipality
  • Benefit statement — federal, provincial, territorial and municipal level
  • CRA documents:
    • Requirement to pay notice
    • Installment reminder/receipt
    • GST refund letter
    • Benefits statement

Issued by other Canadian sources — original, current and valid

  • Insurance documents (home, auto, life)
  • School ID (if it contains date of birth)
  • MMF (Métis) ID card
  • Utility bills (cellular bills not accepted)
  • T4 statement
  • Record of Employment (ROE)
  • Bank or investment account statement

We'll need:

  • Business Name Registration or Business Name Renewal (if the Business Name Registration is three years or older)
  • Two pieces of identification; see Personal Identification requirements for accepted documentation

We'll need:

  • Business Name Registration or Business Name Renewal (if the Business Name Registration is three years or older)
  • Partnership Agreement
  • Two pieces of identification for each partner who will be signing the membership documentation on behalf of the partnership; see Personal Identification requirements for accepted documentation

We'll need:

  • Business Name Registration or Business Name Renewal (if the Business Name Registration is three years or older)
  • Partnership Agreement
  • Two pieces of identification for each partner who will be signing the membership documentation on behalf of the partnership; see Personal Identification requirements for accepted documentation
  • Limited Partnership Agreement prepared by a lawyer
  • Certificate of Limited Partnership/Declaration of Limited Partnership
  • Application for Registration of a Limited Partnership

We'll need:

  • Articles of Incorporation (if the articles are older than two years, the most recent Annual Return is also required)
  • If the business is operating under a registered trade name, we require the Registration of a Business Name or Business Name Renewal (where the Business Name Registration is three years or older)
  • Charitable Registration Number (if the corporation is a registered charity)
  • Two pieces of identification for each individual who will be signing the membership documentation on behalf of the corporation and/or will be an authorized signor on the account(s); see Personal Identification requirements for accepted documentation
  • Name, address and occupation of all individuals who own or control, directly or indirectly, 25% or more of the corporation
  • If applicable:
    • Notice of Change of Directors (if recently incorporated or if directors have changed since incorporation)
    • Articles of Amendment (if the original Articles of Incorporation have been changed/amended).
    • Articles of Amalgamation (if original incorporated entity has amalgamated with another incorporated entity)
  • Additional documentation may be requested by your financial advisor

We'll need:

  • One of the following signed documents to confirm who has proper signing authority to operate the organization's account(s):
    • Copy of board minutes dated and authorized
    • Authorized letter on the organization's official letterhead
  • Request for Name Notation or Renewal of Name Notation (if applicable)
  • Two pieces of identification for each individual who will be signing the membership documentation on behalf of the organization and/or will be an authorized signor on the account(s); see Personal Identification requirements for accepted documentation
  • Name, address and occupation of all individuals who will exercise control over the organization and/or the account(s)
To join as a business member, click the buttons below.

Featured advice and stories

What does “Money doing more” mean for you?

It’s not just our tagline — it’s the philosophy we share every day with our members, our co-workers, our partners and the community. The ripples of impact from this vision create even more value for our environment, our credit union, our neighbours, and our communities. [...]

 a photo of a man hugging a globe with the lettering saying We go beyond and People Planet And Prosperity Bcorp

Community comes first for ACU and B Corp

You can certify organic food and the efficiency of products and buildings, but how do you measure an organization’s ethical performance? That’s the aim of the B Corp movement—a worldwide initiative focused on recognizing the social and environmental impact of companies. […]

a photo of a women looking at a credit union symbol representing her choice over big banks

Why choose a credit union instead of a bank?

Did you know that one in three Canadian adults is a member of a credit union or caisse populaire? While Canada’s big banks may be the loudest financial service providers in Canada, credit unions are quietly providing millions of Canadians with a very different, more impactful banking experience. […]

This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.