Loading Your Experience

Mortgages



The right mortgage is right around the corner.

5-year fixed mortgage 4.60%*

Competitive rates. Flexible terms. The right mortgage has it all. And we can help you get one.

Get expert advice from your local ACU advisor.



The key to finding the best mortgage is determining what will work for you. Our mortgage specialists are here to help you figure that out — for today and into the future. They’ve used their expertise and experience to help thousands of members, and they’re ready to help you.

You want the whole picture, and you don’t need surprises. An ACU mortgage specialist will walk you through …

  • Term, rate and down payment options
  • Payment frequency options
  • Discuss payment options, and,
  • Legal, insurance & other mortgage and home ownership costs
  • Savings strategies
  • Help you get pre-approved

… and they’ll take the time to answer all your questions.


Finding the perfect home can be difficult, but getting an ACU mortgage is easy.

Talk to an ACU mortgage specialist today. Wherever you are on your home ownership journey, we’re here to help. We’ll even guarantee your rate for 120 days so you don’t have to feel rushed as you search for your perfect home.

†ACU will guarantee the qualifying rate for up to 120 days from time of qualification for new mortgages. Conditions apply.

Buying your first home

There’s a first time for everything including buying a home. Learn about the buying process, types of mortgages available, mortgage rates, payment options and more.

Renewing

You're a seasoned home owner, ready to renew your mortgage. Find out how this process works, what you’ll need, and when to do it.

Refinancing

You're a home ownership pro, and your home is a valuable asset. Use your equity to renovate, get a second mortgage for another property, or to increase your financial flexibility.

Specialty mortgages

Our specialty mortgages can help make home ownership more affordable, flexible and potentially profitable.
1-yr fixed mortgage

Interest Rates

5-yr fixed mortgage

Interest Rates

5-yr variable closed mortgage

Interest Rate


View ACU's current rates
*Rates subject to change.

Unlock Your Dream Home with ACU's Mobile Mortgage Specialists

Whether it's obtaining your first mortgage, refinancing, upgrading your home, or moving your mortgage over to ACU, our Mobile Mortgage Specialists are here for you. From assessing your mortgage choices to guiding you through the pre-approval process, rest assured that you're securing the ideal mortgage for your present and future needs.




Ready to take the next step for a mortgage in Manitoba?

Featured advice and stories

Asterisk article - How to use a mortgage calculator to budget better

How to use a mortgage calculator to budget better

Learn how to use ACU’s mortgage calculator to figure out how much mortgage you can afford, and what budget you should set before you start house hunting.



How your credit union mortgage can benefit community initiatives

Did you know that credit unions are collectively Canada’s second-biggest mortgage lender? In 2021 alone, they held a total of $131 billion in residential mortgages across the country. 


Variable vs. fixed rate mortgages: Everything you need to know

When choosing a mortgage, comparing fixed vs variable rate mortgages has become a tough task in an era of fluctuating interest rates.


Need more help?

Call us at 204.958.8588 / 1.877.958.8588 or book an appointment with one of our financial advisors.

Bank on values. Become a member.


Book an appointment online
This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.