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The right mortgage is right around the corner.

5-year fixed mortgage 4.80%*

Competitive rates. Flexible terms. The right mortgage has it all. And we can help you get one.

Get expert advice from your local ACU advisor.

The key to finding the best mortgage is determining what will work for you. Our mortgage specialists are here to help you figure that out — for today and into the future. They’ve used their expertise and experience to help thousands of members, and they’re ready to help you.

You want the whole picture, and you don’t need surprises. An ACU mortgage specialist will walk you through …

  • Term, rate and down payment options
  • Payment frequency options
  • Discuss payment options, and,
  • Legal, insurance & other mortgage and home ownership costs
  • Savings strategies
  • Help you get pre-approved

… and they’ll take the time to answer all your questions.

Finding the perfect home can be difficult, but getting an ACU mortgage is easy.

Talk to an ACU mortgage specialist today. Wherever you are on your home ownership journey, we’re here to help. We’ll even guarantee your rate for 120 days so you don’t have to feel rushed as you search for your perfect home.

†ACU will guarantee the qualifying rate for up to 120 days from time of qualification for new mortgages. Conditions apply.

Buying your first home

There’s a first time for everything including buying a home. Learn about the buying process, types of mortgages available, mortgage rates, payment options and more.


You're a seasoned home owner, ready to renew your mortgage. Find out how this process works, what you’ll need, and when to do it.


You're a home ownership pro, and your home is a valuable asset. Use your equity to renovate, get a second mortgage for another property, or to increase your financial flexibility.

Specialty mortgages

Our specialty mortgages can help make home ownership more affordable, flexible and potentially profitable.
1-yr fixed mortgage

Interest Rates

5-yr fixed mortgage

Interest Rates

5-yr variable closed mortgage

Interest Rate

View ACU's current rates
*Rates subject to change.

Get the mortgage advice you need when you need it, wherever you are.

Our Mobile Mortgage Specialists will help you understand your options so you get the mortgage that works best for you. Get the advice you need while taking advantage of our great rates and 120-day rate guarantee.

Ready to take the next step for a mortgage in Manitoba?

Featured advice and stories

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Manitoba mortgage FAQs answered

To help you through the steps, we’ve compiled answers to these frequently asked Manitoba mortgage questions. [...]
Asterisk article - Buying a home during COVID

Buying or selling a home in a COVID-19 world

When COVID-19 first hit last year, many people put their homebuying plans to the side. After all, how could you buy or sell a home during a pandemic? [...]

Need more help?

Call us at 204.958.8588 / 1.877.958.8588 or book an appointment with one of our financial advisors.

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