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Simplify Your Business Payments with ACU

From accepting customer payments to managing your outgoing expenses, ACU’s payment services help you move money securely and efficiently. Count on trusted solutions that support your business’ growth.

Efficient payment solutions are essential to keeping your business running smoothly. Whether you need to send, receive or process payments, ACU offers secure, reliable services designed for businesses of all sizes. Discover flexible options that make managing cash flow easier.

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Customer automated funds transfer (CAFT)

Pay and get paid faster. No cheques, no waiting.

Our online CAFT service streamlines your Accounts Payable/Accounts Receivable process by scheduling automatic transfers to employee and vendor accounts, as well as directly receiving payments from customers and others. Transfers can be between your ACU accounts and those of any other Canadian financial institution. The CAFT system can be integrated into most business accounting programs, which lets you manage payments from one place, with tiered levels of approval and secure, multifactor authentication.

CAFT is commonly used to process:

  • Payroll
  • Accounts payable
  • Accounts receivable
  • Rent payments
  • Membership fees
  • Charitable donations
  • Regular receivables

Talk to your ACU Commercial Account Manager to get set up this time- and expense-saving service for your business. 


Fees effective April 1, 2023.

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Merchant services for payments

Clover® simplifies the lives of small business owners with its all-in-one point-of-sale solution that's tailored to meet every business's unique merchant services need.

  • Accept credit and debit cards, gift cards, and contactless payments from anywhere
  • Transparent, competitive pricing
  • 24/7 bi-lingual support (English/French)
  • Tailor your system with payment solutions to manage every aspect of your business.
  • Free, no-obligation cost analysis with Clover 

 Learn more about Clover 

*By clicking this link, you will be redirected to Westoba’s website.
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Move money your way with ACU

Manage incoming and outgoing payments with services designed for your business. Connect with us to find the right solutions to keep your cash flow strong and your operations running smoothly.