ACU - Lines of Credit

There when you need it, our standard Lines of Credit start at $5,000.

Pay down your balance at any time
Interest charged only on the funds you use
Flexible payment options
Access your Line of Credit with your chequing account, debit card, cheques or through a branch

Post-secondary students can use this Line of Credit to cover tuition costs and living expenses. Standard Student Lines of Credit start at $5,000.

Interest-only payments while you’re in school
A 6-month grace period after graduation, to find a job before full payments begin
Interest charged only on the funds you actually use
Access your Line of Credit through online and mobile banking, ATMs, cheques, and at any branch
No repayment penalties

Access the equity you've built up in your home as a secured line of credit, a loan or a mortgage.

Maximizing your RRSP contribution each year lets you enjoy tax advantages now, while you save for your future.

Does my credit card impact my credit rating?

When signing up for a shiny new plastic companion — aka a credit card — a lot of people [...]

While carrying out renovations on your home can be a daunting task, finding the money to finance it doesn’t have to be. […]

Plus 3 simple rules to get more out of your credit card. Credit cards can bring you a lot of [...]